Honestly, I still don't see major differences between TDG & HOAs. I have deliberately avoided buying in HOAs in my life so far primarily because I have heard how some HOAs can be dominated by one rich person/corporation who owns multiple units; that is not a problem with TDG. It's kind of a difference, but I'm not sure how widespread the rich person/corporation dominating an HOA thing is; our society has no mechanism for giving buyers confidence that they are not buying into an HOA dominated by one party like that, so I don't know how widespread the problem is.