Overall, I agree. However, I think that your analysis needs to get into the huge difference between (1) forbidding action, versus (2) mandating action. HOAs are infamous for forbidding food self-reliance gardens https://www.parthenonpodcast.com/history-unplugged-podcast/victory-gardens-produce-nearly-half-of-americas-fresh-produce-in-ww2-with-todays-supply-chain-meltdowns-are-they-ready-f and HOAs are infamous for forbidding natural pollinator-friendly landscaping. Forbidding people from doing righteous, virtuous things is not a good thing. Your example was of an HOA building new infrastructure; that's more praise-worthy to my mind.